Job Description

Position : Personal Lines Underwriter

Location : Alpharetta, GA

Duration : Full-Time Employment/Direct Hire

Openings : 2

Shift/Remote Flex : first 90 days onsite and then hybrid 3 days a week onsite (flex on days)

Work Authorization : W2

A high priority client is looking for (2) personal lines insurance underwriters to assess risk, determine coverage eligibility, and establish appropriate premiums for personal insurance policies. The ideal candidate will have strong decision-making skills, a deep understanding of underwriting principles, and the ability to balance risk assessment with customer satisfaction. As a Personal Lines Underwriter, you will be at the forefront of assessing risk and determining the premium rates for individuals seeking insurance coverage for their homes, autos, and other personal property.

Day to Day :

This role involves evaluating and underwriting personalized policies tailored to individuals’ unique insurance needs while ensuring compliance with industry regulations. This individual will be reviewing and assessing insurance applications , carefully analyzing risk factors to determine appropriate coverage levels , and setting premium rates based on thorough risk assessments . The underwriter will communicate with insurance agents and customers to gather necessary information, ensuring informed decision-making. Within established guidelines, they will make underwriting decisions that balance risk and customer needs. Additionally, they will monitor and manage existing policies , identifying and responding to any changes in risk to maintain policy integrity and compliance.

MUST HAVES:

• Bachelor's degree in Business, Finance, or related field
• Proficiency in underwriting software and tools
• Should be proficient in Microsoft Office products with the ability to adapt quickly to new software applications and carrier systems.
• Experience in personal lines underwriting
• Understanding of underwriting rules and guidelines, rating manual rules, and insurance laws and regulations
• Knowledge of reporting that is used in the rating and underwriting processes

Plusses:

• A bachelor’s degree in insurance and risk management
• Relevant certifications (e.g., CPCU, AINS, or CIC)

Compensation:

$_50,000___ to $___70,000_______ per year annual salary.

Exact compensation may vary based on several factors, including skills, experience, and education.

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