Consumer Loan Officer
Clarinda Iowa
The successful candidate will be a customer service and solution oriented team member. Essential responsibilities include, but are not limited to, developing a profitable loan portfolio with primary focus on consumer and real estate lending, and providing ongoing loan and deposit support.
Reports to Community President of PCSB Bank in Clarinda, Iowa.
Position is 37.5 - 40 hrs/wk.
ESSENTIAL DUTIES & RESPONSIBILITIES
• Accept applications, underwrite and process consumer loans and mortgages
• Maintain compliant, up-to-date loan files with all necessary loan documentation and customer information
• Adherence to bank credit policy, and all state and federal regulations
• Review loan documents to ensure accuracy and compliance with all regulatory and legal requirements
• Become knowledgeable in all bank retail products and services, applicable bank and branch policies, procedures and support systems
• Handle routine financial transactions (deposits, withdrawals, advances, loan payments, etc.), and balance
these transactions daily while ensuring a positive interaction with customers and non-customers
MINIMUM QUALIFICATIONS
• 2 or 4 year degree in accounting, business and/or finance
• Service/retail industry; banking experience, preferred
• Excellent verbal and written communication skills
• Excellent telephone and interpersonal skills
• Good problem-solving, negotiation, and time management skills
• Proficient computer skills, including Microsoft Office
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